Step 1: Authentication

Open your mobile browser and go to transferxo.com. Tap the Menu icon  at the top right, select Login, and enter your credentials.



Step 2: Navigate to Wallet

 Locate the fixed navigation bar at the bottom of your screen. Tap the Wallet icon 



Step 3: Select Asset

From the list of assets (Crypto/Fiat), Select NGN Fiat Wallet



Step 4: Access Options

Once inside the NGN wallet view, tap the Withdraw button located directly beneath your balance display.



Step 5: Select Method

From the "Withdrawal Method" menu, select [Withdraw to Bank]. This option is specifically for transfers to local commercial bank accounts.




Step 6: Enter Amount

Type the specific amount you wish to send to your bank.
 Professional Tip: Ensure your "Available Balance" covers both the withdrawal amount and the small transaction fee shown on the screen.



Step 7: Select Beneficiary

Tap the select beneficary to select a previously saved bank account.


  • Adding New Details: If the account isn't saved, tap Add Beneficiary. Enter the Bank Name and Account Number. The system will automatically fetch the account name to ensure it matches your TransferXO identity.




Step 8: Review Summary & Confirm Request

A transaction summary will appear. Verify the Bank NameAccount Number, and the final Amount to be received.

Tap the Confirm button.


Step 9: Security Authorization

A prompt will appear asking for your 6-digit Transaction PIN.


 Enter it carefully and tap Proceed.