Saving money is an important step toward financial security. With TransferXO's Fixed Savings Plan, users can lock their funds for a set duration and earn attractive returns. 

This guide provides a clear, step-by-step walkthrough for starting a Fixed Savings Plan on TransferXO's mobile web view.

Step 1: Access Your TransferXO Account

Open your phone's web browser and navigate to TransferXO's website: transferxo.com. Ensure you have a stable internet connection for a seamless experience.


Step 2: Sign in to Your TransferXO

Enter your login credentials (email and password) and sign in to your TransferXO account. If you do not have an account, select Sign Up to create one.

Step 3: Access the Dashboard

After a successful login, you will be directed to your account's Dashboard. This is your central hub for managing various services offered by TransferXO.

Step 4: Locate the Key Offering Panel

At the top of the screen, to the left of the TransferXO logo, locate the Key Offering buttons, which provide access to various services on the platform.

Step 5: Select Loans and Savings

Tap on the Loans and Savings option from the Key Offerings panel to proceed to the savings interface.

Step 6: Open the Fixed Savings Section

Find the Fixed Savings plan, located on the green tab below the savings panel. Click on Start Saving to initiate the savings setup process.

Step 7: Choose Your Savings Plan

Review the available savings plans and select one that aligns with your financial goals. Click on Start Savings Plan under the currency or coin you want to save. TransferXO offers multiple savings options, including Extreme Saver and Super Saver.

Tip: Use the filter at the top of the page to refine your search and find a specific plan quickly.

Step 8: Select the Savings Duration

Choose how long you want to lock in your savings. Available options include:

  • Flexible – Withdraw anytime

  • 10 days

  • 30 days

  • 60 days


Step 9: Enter Savings Details

Input the necessary details for your savings plan:

  • Objective of the savings (e.g., Travel Fund, Emergency Savings, Investment, etc.)

  • Amount to be saved (Ensure this amount matches or is below your available wallet balance.)

Important note: The inimum savings amount is N1,000 (Nigerian Naira).


Step 10: Start the Savings Plan

Click on Start Plan to confirm and activate your savings.

Confirmation and Next Steps

Congratulations! You have successfully initiated a Fixed Savings Plan on TransferXO. You can now:

  • Tap View Account to track your savings progress.

  • Tap Take Me Home to return to the Dashboard and explore other financial services.

Starting a Fixed Savings Plan on TransferXO’s mobile web view is simple and convenient. By following these steps, you can effectively grow your savings while earning returns. 

Take charge of your financial future today with TransferXO!