Virtual cards provide a secure way to make online payments without exposing your primary bank details. With TransferXO, you can easily create a virtual card through the web app and fund it with either fiat or cryptocurrency.

Follow the steps below to generate your virtual card effortlessly.

Step 1: Open the TransferXO Web App

Open a web browser on your device and navigate to the TransferXO website by entering transferxo.com in the address bar.

Step 2: Sign In to Your TransferXO Account

On the login page, enter your email address and password to access your account. If you don't have an account yet, you'll need to sign up first.

Step 3: Access Your Dashboard

After logging in, you'll be automatically directed to your Dashboard, which serves as your personal control center for all TransferXO activities.

Step 4: Locate the Key Offering Buttons

Right after the TransferXO logo, you will see key offering buttons that allow you to access different features of the platform.

Step 5: Click on Payflex

From the list of key offerings, select Payflex. This section is dedicated to managing payments and virtual cards.

Step 6: Select the Cards Option

On the Payflex Dashboard, locate and click on Cards, positioned below the Key Offerings bar.

Step 7: Initiate Card Creation

In the Virtual Cards interface, you will see two options:

  • Create New Card (located at the top left-hand corner, below the page description)

  • Create Your Card (center of the screen—only visible if you have not created a virtual card before)

Both options lead to the same interface, so you can select either one to proceed.

Step 8: Provide Card Information

Fill in the necessary details for your virtual card:

  • Select the virtual card currency

  • Choose your preferred card provider (Visa or MasterCard)

  • Pick a preferred card design

Important Note: On the right-hand side of the screen, you will see a notice stating that you need a minimum balance of $1 to keep your virtual card active. Ensure that your account meets this requirement before proceeding.

Step 9: Click on Proceed

After selecting your preferences, click Proceed to continue with the card creation process.

Step 10: Enter Prefund Amount and Select Wallet

Enter the amount you want to pre-fund your virtual card with and select the wallet you will use for payment. Select either:

  • Fiat Wallet (for payments in traditional currency)

  • Crypto Wallet (for payments in supported cryptocurrencies)

Step 11: Click Continue

After selecting your wallet, click Continue to proceed to the next step.

Step 12: Select the Payment Asset

From your selected wallet, choose the asset (currency) you want to use for the payment.

Step 13: Authorize the Transaction

Click Authorize Transaction to confirm your payment method and continue.

Step 14: Enter Your Transaction PIN

Enter your 6-digit transaction PIN, then check the confirmation box to verify and approve the payment.

Step 15: Click on Proceed

Click Proceed to finalize the virtual card creation process. Once completed, you will receive a confirmation notification that your virtual card has been successfully created.

Step 16: Confirm the Process

A summary page will be presented before finalizing the card creation. Review the details and click Confirm to complete the process.

Creating a virtual card on TransferXO is a simple and secure way to manage online payments. By following these steps, you can quickly set up your virtual card and start using it for seamless transactions. Remember to keep a minimum balance of $1 to keep your card active. 

Enjoy secure and convenient payments with TransferXO!